What to expect from a Gow-Gates insurance broker?

Objective and qualified insurance broking and advice; Expertise in a range of risks, including emerging risks such as cybercrime; Australian owned: a team that knows you and is committed to your success; Unparalleled service that negotiates on your behalf, tailors policies, and manages claims; Experience and knowledge with the risks and insurance options specific to your industry; An annual review to identify gaps and ensure your cover is appropriate and cost effective; Access to over 150 insurers, comparisons and advice on a range of options and solutions.

What services do you provide?

We provide a full range of insurance services to assist in keeping you protected. These include insurance broking and placement, claims management, risk management/advice, risk technology, alternative risk transfer, workers compensation, return to work, wealth advice and mortgage broking.

Which insurers do you use?

As an unaligned broker group, we can open the door to a range of insurers. Our consultants work with Australian and international insurance markets to find the right solution for you.

How do I make a claim?

Our specialist claims team are here to support you at every stage of your claim, during what we know can be a difficult time. From preparation to advocating to your insurer on your behalf, we're on your side. Visit our Claims page to get started.

What type of businesses do you look after?

We can take care of a wide range of businesses and individuals. From small businesses to large corporates, government bodies and even sporting associations, we have the expertise to source and place risk cover you can depend on.

industries

Agriculture, Food & Beverage

Feeding a nation is a risky business. Tailored protection can keep your business safer from the unique set of threats you face – like weather, disease, theft, fire and changing environmental regulations.

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Experience

Overcome challenges, solve problems. With 50 years’ experience, we can find tailored solutions that less experienced insurance brokers cannot. Developing unique solutions for challenges such as the use of expanded polystyrene in construction and operation.

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Market Reach

Access a wider range of insurance products. Whether you need cover for your animals and crops, or custom policy wording for specialist markets, our network of domestic and international insurers can help.

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Relationship

Find a partner for the long-haul. Over the years we’ve built enduring relationships with key industry associations, other businesses and our clients. We’ll be your insurance partner – from negotiating the right cover to claims support.

Cover that grows with you

Agriculture, food and beverage are complex industries. You need an insurance partner with in-depth expertise to identify and manage the very specific risks you face. From animal diseases to bioterrorism, the challenges are unique. And as every agribusiness is different, a tailored solution is essential.

We have a 50-year history of providing solutions to agribusinesses of all sizes – from the biggest industry players to the smallest hobby farms.

Our team will design and implement a tailored risk mitigation program for your business, taking all the relevant factors into consideration. Together, we’ll find fresh ways to protect your livelihood when the unpredictable happens.

Advice when it matters. Advocacy when it counts.

How can you best protect your business?

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Fire and Property Damage

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Government and Regulation

coronavirus

Disease

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Cyber

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Workplace, Health & Safety

eco

Environment and Social Governance

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Directors, Officers & Management Liability

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Malicious or Accidental Product Contamination

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Weather Risk

agriculture

Crop

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Livestock

Local Experts, Here When You Need Us

Howard Kaye

Head of Corporate and Risk Management

Chris Keeping

Account Director – Strategic Placements

Bob Lawson

Director, Insurance

We're here to help.

Whether you have a question or need to solve a problem, you can find support tailored to your needs.

FAQs

Clear answers to help you understand our insurance solutions quickly and confidently

What can I expect from a Gow-Gates broker?

You’ll work directly with experienced brokers who take the time to understand your risk, challenge assumptions, and give advice that stands up when tested. We don’t disappear after placement. We stay accountable through claims, renewals, and change.

Do you work with businesses of all sizes?

We support a wide range of organisations, from growing businesses to complex national entities. Regardless of size, our approach remains the same: senior involvement, considered advice, and accountability for outcomes.

Which insurers do you work with?

We work with more than 150 Australian and international insurers. But our role isn’t to compare quotes, it’s to structure the right insurance program and negotiate outcomes on your behalf. We advocate for you in the market, not the other way around.

What happens if I need to make a claim?

Claims are where brokers prove their value. We manage the process end‑to‑end, challenge insurers where needed, and stay involved until resolution. You deal with the same team who advised you upfront, because accountability doesn’t stop when a premium is paid.

How do you approach insurance advice?

Insurance is a tool, not a product. Our advice starts with understanding your business, identifying where risk genuinely sits, and designing cover that reflects reality, not boilerplate policy wordings. That approach leads to better decisions and fewer surprises at claim time.

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