What to expect from a Gow-Gates insurance broker?

Objective and qualified insurance broking and advice; Expertise in a range of risks, including emerging risks such as cybercrime; Australian owned: a team that knows you and is committed to your success; Unparalleled service that negotiates on your behalf, tailors policies, and manages claims; Experience and knowledge with the risks and insurance options specific to your industry; An annual review to identify gaps and ensure your cover is appropriate and cost effective; Access to over 150 insurers, comparisons and advice on a range of options and solutions.

What services do you provide?

We provide a full range of insurance services to assist in keeping you protected. These include insurance broking and placement, claims management, risk management/advice, risk technology, alternative risk transfer, workers compensation, return to work, wealth advice and mortgage broking.

Which insurers do you use?

As an unaligned broker group, we can open the door to a range of insurers. Our consultants work with Australian and international insurance markets to find the right solution for you.

How do I make a claim?

Our specialist claims team are here to support you at every stage of your claim, during what we know can be a difficult time. From preparation to advocating to your insurer on your behalf, we're on your side. Visit our Claims page to get started.

What type of businesses do you look after?

We can take care of a wide range of businesses and individuals. From small businesses to large corporates, government bodies and even sporting associations, we have the expertise to source and place risk cover you can depend on.

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Small & Medium Sized Enterprises (SME)

Small and medium sized businesses require a tailored approach to insurance to protect their unique needs. Whether it's public liability, cyber crime, or tax auditing, we work with businesses to identify potential risks and manage them. We'll help you manage your risks and grow with confidence - knowing your livelihood is safe.

Protecting your Small Business

Protect your livelihood from insurance brokers who understand the long hours and dedication involved. With our support, you can spend less time worrying and more time growing your business activity.

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Managing Risk

We help small businesses make smart insurance choices — covering liability, cyber threats, and professional risks.

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Insurance Broking

We cut through the jargon to find policies that safeguard your team, assets, and cash flow.

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Network Strength

Backed by Steadfast, Australia's largest broker network. Access 5.2M+ policies and competitive deals from trusted insurers.

What is the importance of business insurance

Protecting your livelihood is crucial. Having the right insurance policy can safeguard your business against financial losses caused by unexpected events. Business insurance covers various risks such as property damage, product liability, and workers' compensation.

As insurance brokers, we understand that navigating the complex insurance market can be challenging for small businesses. Therefore, we help small businesses find the right insurance policies to protect their assets, employees, and financial stability.

With our expertise in risk management, we can help you make informed decisions about your insurance needs. Such as general liability insurance, professional liability insurance, cyber liability insurance, and more.

Advice when it matters. Advocacy when it counts.

How can you best protect your business?

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Business interruption insurance

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Property Damage

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Public or products liability

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Transit

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Theft

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Tax audit

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Management Liability and Professional Indemnity

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Cyber Crime

Local Experts, Here When You Need Us

Raphael Tamayo

Head of Commercial , Private & Structured Risk

Alain Sayour

Manager, Commercial

We're here to help.

Whether you have a question or need to solve a problem, you can find support tailored to your needs.

FAQs

Clear answers to help you understand our insurance solutions quickly and confidently

What can I expect from a Gow-Gates broker?

You’ll work directly with experienced brokers who take the time to understand your risk, challenge assumptions, and give advice that stands up when tested. We don’t disappear after placement. We stay accountable through claims, renewals, and change.

Do you work with businesses of all sizes?

We support a wide range of organisations, from growing businesses to complex national entities. Regardless of size, our approach remains the same: senior involvement, considered advice, and accountability for outcomes.

Which insurers do you work with?

We work with more than 150 Australian and international insurers. But our role isn’t to compare quotes, it’s to structure the right insurance program and negotiate outcomes on your behalf. We advocate for you in the market, not the other way around.

What happens if I need to make a claim?

Claims are where brokers prove their value. We manage the process end‑to‑end, challenge insurers where needed, and stay involved until resolution. You deal with the same team who advised you upfront, because accountability doesn’t stop when a premium is paid.

How do you approach insurance advice?

Insurance is a tool, not a product. Our advice starts with understanding your business, identifying where risk genuinely sits, and designing cover that reflects reality, not boilerplate policy wordings. That approach leads to better decisions and fewer surprises at claim time.

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