Accidental damage
Physical damage that occurs as a result of an unexpected and non-deliberate external action.
Insured events
Only the events nominated by the insurer. These are commonly known as fire, collision and/or overturning covers, although there are normally more offered.
Collision
Damage caused due to the collision of the carrying vehicle, vessel, train, aeroplane.
Dropping during loading and unloading
Dropping during loading or unloading if this is not an excluded event specified under a specified risks policy.
Fire, explosion, lightning
While fire is a common event covered by all transit policies, cover for explosion and lightning may or may not be granted.
Impact of goods with external objects other than the conveying vehicle or road
Full impact cover can be provided, including goods falling from and within the vehicle.
Malicious damage
Malicious acts, vandalism and sabotage by third parties.
