Critical Illness

How would your family or loved ones cope if you suffer a stroke or a diagnosis of cancer?

Would they have to draw down on retirement savings, sell the family home or fund significant costs for medical treatment and rehabilitation?

Critical illness insurance pays out a lump sum benefit on diagnosis (occurrence) of one of a list of specified serious medical conditions and procedures. Many people choose this insurance to fund debt reductions, medical expenses and ongoing household costs while they are recovering and unable to work.

Gow-Gates’ team of financial advisers are qualified professionals. We take the time to thoroughly investigate a ‘best fit’ for your circumstances to help ensure that you and your family are well protected. We help you to:

  • Review your existing cover
  • Identify your insurance needs
  • Select  the appropriate insurance
  • Select the appropriate level of cover
  • Start the insurances on your behalf

For more information on how we can assist you, contact us now


Gow-Gates Financial Services Pty Ltd (ABN 97 001 250 344) is an Authorised Representative of Apogee Financial Planning Limited (ABN 28 056 426 932), an Australian Financial Services Licensee with its registered office at 105-153 Miller Street, North Sydney NSW 2060

General Advice Warning: Any advice in this site is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.


Kevin Feaver
Senior Financial Adviser
P: (02) 8267 9951

Trevor Payne
Partnerships & Advice Manager, Financial Services
P: (02) 8267 9957