Life Insurance

No one likes to think about how they or their family will be affected if they experience a serious illness or accident or, even worse, if the illness or accident is terminal.

It’s easy to dismiss the likelihood of illness and injury but, unfortunately, it does happen.

  • 2 out of 5 people will suffer a critical illness before they reach 65.
  • A third of all men and a quarter of all women will be diagnosed with cancer in the first 75 years of life.

Very simply, life insurance provides a lump sum payment in the event of death, allowing the policyholder to provide financial stability for their nominated beneficiaries.

If you are like most people, you will probably consider life insurance when:

  • You have your first child
  • You borrow money or have other debt considerations
  • You are planning your will
  • You start out in a new business venture
  • You embark on a serious personal relationship

Gow-Gates’ team of financial advisers are qualified professionals. We take the time to thoroughly investigate a ‘best fit’ for your circumstances to help ensure that you and your loved ones are well protected. We help you to:

  • Review your existing cover
  • Identify your insurance needs
  • Select  the appropriate type of insurance
  • Select the appropriate level of cover
  • Start the insurances on your behalf

For advice on your life insurance, contact us now.


Gow-Gates Financial Services Pty Ltd (ABN 97 001 250 344) is an Authorised Representative of Apogee Financial Planning Limited (ABN 28 056 426 932), an Australian Financial Services Licensee with its registered office at 105-153 Miller Street, North Sydney NSW 2060

General Advice Warning: Any advice in this site is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.


Kevin Feaver
Senior Financial Adviser
P: (02) 8267 9951

Trevor Payne
Partnerships & Advice Manager, Financial Services
P: (02) 8267 9957