When you are arranging specialised risk and insurance programs for yourself, colleagues or members of your family, it can be a confusing task, especially with the wide range of products and insurers available.

When you choose Gow-Gates as your adviser, we recommend only the most appropriate insurer for your needs. You’ll receive quality cover, competitive prices and a high level of service.

With Gow-Gates, you have access to a wide range of domestic insurance products, many of which are not available to the general retail market. You can be confident that we will secure the right protection for your assets or your income.

We can advise you on a broad range of insurance policies, including:

  • Life Insurance
  • Income Protection
  • Critical Illness
  • Total & Permanent Disability
  • Business Expenses Insurance
  • Homes & Contents
  • Landlords Insurance
  • Private motor vehicle insurance


Gow-Gates Financial Services Pty Ltd (ABN 97 001 250 344) is an Authorised Representative of Apogee Financial Planning Limited (ABN 28 056 426 932), an Australian Financial Services Licensee with its registered office at 105-153 Miller Street, North Sydney NSW 2060

General Advice Warning: Any advice in this site is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.