Equine insurance has been a core Gow-Gates service since 1970. Our equine and bloodstock team understands horses and how to help you insure the risks involved in owning, training and breeding them.

Over our forty plus years of equine insurance expertise, we’ve established relationships with quality underwriters to ensure swift responses to claims settlement and cover inquiries.
To support your passion, we offer comprehensive policies for:

  • Thoroughbred and standardbred horses
  • Competition and performance horses, and pleasure riding
  • Equine groups and associations
  • Stud farms 
  • Liability for horse owners, riders, coaches, agistment / training centres

Our dedication to the industry, and proven track record of service and integrity, has led to our appointment as insurance adviser to various industry organisations including Equestrian Australia, the Australian Racing Board, the Australian Jockeys’ Association, the NSW Trainers Association and the NSW Racehorse Owners Association.

Additional Products and Services


Designed with the needs of Australian horse owners in mind, Farm Pack includes the following:

  • Domestic Dwelling and Contents
  • Farm Property
  • Fencing
  • Burglary / Theft
  • Machinery Breakdown
  • Farm Motor

For more information on the above, please click here to download our brochure.

In addition to your Mortality and Theft cover the following options are also available in respect of your leisure or performance horse:
  • Loss of Use
  • Veterinary Fees
  • Life Saving Surgical Fees
  • Stallion Infertility
  • Personal Accident
  • Float Insurance
  • Stay Behind
For more information on any of the above please click here to see our brochure.
We can also arrange insurances for any type of Equestrian Business; including Public Liability, Care Custody and Control Liability, Workers Compensation, Farm Packs, Professional Indemnity.
For more information on any of these please click on the relevant brochures below.

Thoroughbred Industry Information

Articles on horse insurance

Articles on thoroughbreds

To find out more about our Equine & Bloodstock products and any additional equine related products, please contact us today.